The People Behind Mortgage Train Academy
Two mortgage professionals with over 20 years' experience each. Between us, we've advised clients, managed teams, and trained advisers at every level. We built Mortgage Train Academy because we genuinely care about getting talented people into this industry — with the support, structure, and real opportunity they deserve.
The People Who've Done It All —
And Now Want To Help You Do The Same
Between us, we bring over 40 years of hands-on mortgage industry experience. We've been advisers, sales managers, and trainers — and we built Mortgage Train Academy because we know exactly what it takes to succeed in this industry, and we believe more people deserve the chance to do it.
Dan Jones
Dan has spent over 20 years at the sharp end of the mortgage industry — as an adviser, a sales manager, and a trainer who has developed talent at every level. He's seen what separates those who thrive from those who struggle, and he's built that insight directly into every element of the Mortgage Train programme. Straight-talking, results-focused, and genuinely invested in every graduate's success.
Ricky Naylor
With more than 20 years of mortgage industry experience behind him — across advising, managing, and training — Ricky knows this business inside out. He's passionate about giving people a real shot at a career in mortgages, not just a qualification. His approach is hands-on, honest, and always focused on what actually works in the real world.
"We've done everything this industry has to offer. Now we want to make sure you don't have to learn it the hard way."
Why We Built Mortgage Train Academy
Between us, Dan and Ricky have spent over four decades in the mortgage industry — advising real clients, leading sales teams, and training advisers from day one through to fully established careers. We've seen it all, and we've done it all.
But we kept seeing the same problem. Motivated, capable people passing their CeMAP and then hitting a wall. No experience, so no employer. No employer, so no experience. A brutal catch-22 that was locking genuine talent out of the industry — not because they weren't good enough, but because nobody gave them the right start.
We built Mortgage Train Academy to change that. A programme that gives newly-qualified advisers everything they actually need: real training from people who are still active in the industry, supervised live casework, genuine leads to work, lender access, compliance cover, and mentoring from two people who are invested in their success. Not a course. A career launch.
Our Mission
To be the bridge between CeMAP qualification and a successful mortgage career — giving every motivated graduate the opportunity to earn, grow, and thrive as a professional adviser.
We believe the mortgage industry needs fresh talent. We exist to bring that talent in — and to support it properly once it's there.
Our Partnership with Echo Finance
Who Are Echo Finance?
Echo Finance is a whole-of-market mortgage, protection and home finance brokerage founded in 2012 by experienced mortgage advisers John Tarazi and Lee Trett. Based in Mirfield, Yorkshire, they now employ more than 70 brokers across the UK and have served over 24,000 customers.
Authorised and regulated by the Financial Conduct Authority (FCA reference: 570073), Echo Finance offers independent, whole-of-market advice — meaning their advisers can access deals from any UK lender, including broker-exclusive rates not available on the high street.
Echo Finance is rated 5 stars across leading review platforms including Trustpilot, Google and ReviewCentre.
Why We Work With Echo
Mortgage Train Academy has partnered with Echo Finance to give our graduates a direct path into the industry. After completing our programme, graduates are offered a self-employed mortgage adviser position within the Echo Finance network — with free leads, compliance support, lender access and ongoing mentoring to help them build a thriving career from day one.
Echo Finance provides the regulatory framework and business infrastructure. We provide the training, the skills and the people. Together, we bridge the gap between passing CeMAP and building a real mortgage career.
Our Core Values
Everything we do is guided by these principles — from how we design our programme to how we support our graduates once they're live.
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Real Opportunity
We don't just train people — we give them the tangible opportunity to start earning. Free leads, lender access, and compliance support mean the opportunity is real from day one.
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Genuine Support
Six months of mentoring from active advisers means we're with you through the hard cases, the tricky client situations, and the moments when you need guidance most.
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Compliance First
We never compromise on compliance. Every case is checked before submission. This protects our graduates, their clients, and the integrity of our network.
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Long-Term Thinking
We're not interested in quick wins. We help our graduates build sustainable businesses — the kind that generate referrals, repeat clients, and long-term income for years to come.
More Than a Training Programme
What separates Mortgage Train Academy from every other CeMAP training provider is simple: we have skin in the game.
Our trainers are active mortgage advisers. The leads we supply are real. The lender panel is live. The compliance support is genuine. We succeed when our graduates succeed — which means our entire programme is designed around producing advisers who can actually do the job, not just pass assessments.
Over a decade of operation, hundreds of graduates, and an unbroken track record of producing career-ready mortgage advisers. That's our proof.
Start Your ApplicationWe're Not Like Other Training Providers
Most CeMAP courses stop the moment you pass your exam. We start where they finish.
Practical, Not Academic
Our 10-day programme is built around what advisers actually do — fact-finds, research, applications, and client conversations — not textbooks and theory.
Active Industry Trainers
Our trainers are working in the mortgage market right now. They know what lenders are looking for today, what clients expect, and what makes a case place or fail.
End-to-End Support
From your first day of training to your sixth month of live casework, we're there at every stage — not just for a 10-day course and then nothing.
Ready to Join the Mortgage Train Academy Family?
Apply today and take the first step towards a career built on solid foundations, real support, and genuine opportunity.
Apply Now